Personal Insurance in Aurora, CO
From suburban neighborhoods to bustling retail corridors, life in Aurora looks a little different for everyone. At RPM Agency, we provide personal insurance that fits how and where you live—whether you own a home in Saddle Rock, rent near Anschutz Medical Campus, or commute into Denver daily.
Aurora Coverage That Fits Your Life
Homeowners Insurance
Coverage for your Aurora home, protecting against fire, hail, theft, and liability—especially important in hail-prone areas like Southeast Aurora.
Renters Insurance
Ideal for tenants near Buckley Space Force Base, Southlands, or along Colfax—protects your belongings and personal liability.
Auto Insurance
Designed for Aurora’s high-traffic corridors like E-470 and I-225—includes protection from hail, collisions, and uninsured drivers.
Umbrella Insurance
Extra liability protection for Aurora families with property, savings, or frequent guests—adds a financial cushion beyond your standard policies.
Life Insurance
Plans tailored to long-term financial protection for your loved ones, whether you’re building a family or nearing retirement in the Highpoint or Tallyn’s Reach areas.
Why Personal Insurance Matters in Aurora
Expanding Suburbs Bring New Risks
With rapid development across East Aurora, proper homeowners coverage is more important than ever to keep up with increasing property values.
Military and Healthcare Communities
Our plans are flexible for service members, hospital employees, and frequent commuters with unique insurance needs.
Weather Damage is Real
Aurora sees intense hailstorms and winter road hazards—our policies help protect your property and finances from common local threats.
Aurora Personal Insurance FAQs
Are hail claims more common in Aurora than elsewhere in Colorado?
Yes. Aurora and the eastern suburbs of Denver frequently experience damaging hailstorms during spring and summer months. Because of this, both auto and homeowners insurance claims for hail damage are higher here than in many other areas of the state. That’s why it’s essential to carry comprehensive auto coverage and a homeowners policy with proper hail protection.
Is renters insurance recommended for apartments near Buckley or Anschutz?
Definitely. These areas see a high number of multi-unit buildings and frequent tenant turnover, which increases risks of property damage or liability issues. Renters insurance ensures your belongings are protected in the event of fire, theft, or even an accidental overflow from a neighbor’s unit. It also provides liability protection in case a guest is injured in your apartment.
How do I know if I need umbrella insurance in Aurora?
If you own a home, have retirement savings, or are a landlord in Aurora, umbrella coverage adds essential liability protection that kicks in after your base policies are maxed out. It’s a smart move in case you’re ever sued or responsible for a costly accident. Many homeowners choose umbrella policies to safeguard against the unexpected while maintaining financial stability.
What should I look for in auto coverage if I commute from Aurora to Denver?
Since Aurora commuters often face heavy traffic on I-225 and E-470, a good auto policy should include strong liability limits, uninsured motorist coverage, and collision protection. Weather risks like snow and hail are also key considerations. RPM helps ensure your coverage keeps up with your driving habits and Denver metro traffic conditions.
Can I get a multi-policy discount in Aurora?
Yes. If you have multiple insurance needs—like auto, renters, and umbrella—you can often bundle them for savings with the same carrier. Aurora residents benefit from these packages while simplifying renewals and claims. RPM will compare carriers to find the right bundle for your household.